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Small Business Funding Canada: Our Mission & Manifesto
2M7 provides fast funding for restaurant owners who need cash now.
Restaurant funding

When your kitchen can't wait, neither should your funding.

In the restaurant business, problems don’t give you advance notice. A walk-in goes down. A POS crashes. An inspector gives you a deadline. Payroll is due and the weekend rush is coming. Banks move slow.  We don't.
Why Revenue-Based Funding Works for Restaurants

Restaurants don’t run on predictable cash flow. Food costs shift. Labour is tight. Seasons change. Fixed monthly loan payments don’t adjust when sales slow. Revenue-based funding
is built around how restaurants actually operate. Approval is based on recent sales activity and repayment adjusts with your daily card volume. That flexibility matters when timing is everything.

What Restaurant Owners Use 2M7 Funding For
Restaurant equipment and operations funding
POS systems and payment technology
Dining room furniture and patio builds
Health and safety repairs required for compliance
Inventory restocks ahead of busy weekends or peak season
Short-term payroll or vendor gaps during slower periods

Your payments adjust with your daily card sales. Strong days pay more, slower days pay less. No fixed due dates during seasonal dips. 2M7 is designed to move with your business.

Fast Decisions & Fast Funding

When equipment fails or inventory is at risk, waiting weeks isn’t an option.

Approvals often happen within 24 hours and are based on recent processing volume rather than perfect credit. Once approved, funds hit your account quickly so you can fix the issue, restock, or get back to service without missing a beat.

No hidden fees

You see the total cost upfront, before you sign.

There’s no interest, no surprise charges, no penalties for paying early, and no collateral required. What you agree to is exactly what you pay.
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2M7 helps Keep Service Moving

If equipment issues, inventory gaps, or unexpected expenses are putting pressure on your restaurant, 2M7 can help.
A seamless process

Working with 2M7 has been a seamless process. I always appreciate their professionalism.

Rose Perri
Open and honest

As a first time user of the service Neil was fantastic, open and honest and easy to deal with . Highly recommend this company.

Mitch Heft
Always respond within minutes

Neil, with 2M7 has been fantastic. Friendly, professional service and will always respond within minutes to an email with amazing turnaround time in lending. I would highly recommend their services.

Jody Worsnop
Great with communication

2M7 help out when I really needed it! Neil was my account specialist and was super professional and great with communication! I would totally recommend 2M7 for any small businesses that need a little extra help!

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Chef Tony
Painless and fast

I strongly recommend this company as they were able to fund me in less than 24 hours. Thanks to Neil, the process was painless and fast. I will continue using them on my future projects.

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Ariel Montoro
Quick to get the funds to me

I have been working with 2M7 for over a year now and they have always been great. Very responsive, easy to deal with, and they're quick to get the funds to me within a day. Highly recommend for any business looking for funding.

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Jordan Samuels
Answered all my questions

Neil took care of me and was super professional and answered all my questions along the way. I would definitely recommend this company and look forward to continuing business with them.

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Josh Cassidy
Great customer service

Great customer service and an amazing team that will keep working to achieve all the goals. I appreciate the quick approval process and no credit score checks!! With this extra funding we can achieve so much more!

Cameron Brunt
Patient and responsive

I have enjoyed working with 2M7 over the past few years. Not only they have provided some merchant cash advance options, but he has always been very patient and responsive to my questions. In days like these, where “people do business with people they like”, I can see why they are so successful.

Amelia Aaiza
Extremely flexible whenever needed

Daniel from 2M7 has been an angel and lifesaver for me, and always pulled things together whenever I needed it. 2M7 has been extremely flexible, whenever needed. 10/10.

Mitul Patel
Easy and quick

At first I was conflicted, but with the professional help, the process was easy and quick. Thanks to all people involved in this procedure, you are really professionals.

Jervel
Regular feedback, support & advice

2M7 Financial Solutions have proved to be professional and thorough. Since working with 2M7 my experience has been a very positive one – with regular feedback, reviews of my account plus receiving ongoing support and advice. I would happily recommend 2M7 to anyone looking for independent financial funding.

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Aisha Naaz
Treated as a priority

We had an excellent experience with 2M7 Financial Solutions. Feels like our case was treated as a priority - documents were collected, processed and we received the merchant cash advance in no time. Today also as and when we need help, the 2M7 team is always available and takes our call promptly and answers our queries.

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Saransh Kanajia
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How to qualify for funding

Your business is located

IN CANADA

You’ve been operating at least

3 MONTHS

Your revenue is at least

$15,000/MONTH

And you have no open bankruptcies
YES, YES, AND YES - approve me for funding
How can I use a merchant cash advance to cover seasonal slow periods?

Restaurateurs often use funding to manage cash flow during off-seasons or to prep for holiday rushes. Since repayment is tied to your daily sales, it acts as a flexible Small business loan alternative that does not weigh you down with high fixed payments when foot traffic is low.

Can I get funding to upgrade my kitchen equipment or POS system?

Absolutely. Many restaurants use our capital for physical upgrades or to modernize their technology. Because we focus on your business health rather than your asset list, you can secure the equipment you need quickly.

Do I need a perfect credit score to qualify for restaurant funding?

Not necessarily. We prioritize your restaurant's daily sales volume over your personal credit history. You can learn more about how this differs from traditional lending in our guide on The truth about small business loans.

How fast can my restaurant receive the funds?

In the food industry, a broken walk-in freezer is an emergency. We aim for rapid approvals so you can Get Funded and get back to serving your customers without the weeks-long wait typical of big banks.

Is there a fixed monthly payment for this funding?

No. Unlike a Line of credit alternative, your repayment adjusts based on your daily credit card receipts. If you have a slow Tuesday, your payment is naturally lower, which helps keep your restaurant’s doors open.

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