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Construction and Trade Business Funding

Keep Your Projects Moving Even When Your Cash Flow Stalls

In construction, momentum is everything. A backhoe breaks down, a client delays a draw, or your crew is waiting on materials. Every idle hour costs you money. Standard bank loans move too slowly for the pace of your projects. At 2M7, we understand that when you need equipment, materials, or payroll funding, you need cash fast. 2M7 provides flexible, revenue-based funding for Canadian contractors and trades professionals. Bridge the gap between project milestones and keep your crew and projects on schedule.

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Merchant Cash Advance Canada

What Contractors Use2m7 For

1
Buying materials for upcoming contracts or change orders
2
Urgent equipment repairs or short-term tool rentals
3
Payroll for your crew while waiting on progress paym,ents or retainage
4
Securing specialized machinery for new project bids
5
Bridge funding during seasonal slowdowns or weather delays
6
Keeping your book of work moving without missing deadlines
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Why Revenue-Based Funding Works for the Trades

Construction cash flow is irregular. Income fluctuates with project completions, draw schedules, and client payments. Fixed monthly loan payments create stress when invoices are delayed.

Revenue-based funding adjusts to the way you work
Approvals are based on project deposits and business activity, not just credit
Repayments move with project volume, higher when business is busy, lower when work slows
No rigid schedules, so funding flexes with seasonal cycles, weather delays, and project timelines

How Repayment Works

Your payments follow your project activity
High-volume billing means higher repayment
Quieter periods or gaps between contracts mean lower repayment
No fixed due dates that ignore holdbacks, mobilization costs, or site delays
With 2M7, your small business loan alternative works with your business, not against it.
YES, YES, AND YES - approve me for funding

Banks are in the
business of protecting
their own backsides

Fast Decisions, Ready When You Are

Waiting weeks for a bank can cost you thousands. 2M7 provides decisions in 24 hours, focusing on your recent project deposits and business activity. Once approved, funds reach your account quickly so you can buy materials, pay your crew, and stay on schedule.
Funding from $5,000 to $300,000
Canadian contractors only
Works even with imperfect credit
No collateral required
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No Hidden Fees

You see the total cost upfront before you sign
No surprise charges
No penalties for early repayment
No collateral
Budget your project costs confidently knowing exactly what you owe
YES, YES, AND YES - approve me for funding

Who 2m7 is For

This funding is ideal if you:

1

Are an established contractor or trades professional operating 3–6 months or longer

2

Generate consistent project revenue

3

Need fast funding more than traditional bank loans

4

Want funding without pledging equipment as collateral

2m7 helps Keep Service Moving

If equipment issues, inventory gaps, or unexpected expenses are putting pressure on your restaurant, 2M7 can help.
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How can I manage the gap between project milestones and payroll?

Construction often requires paying for materials and labor long before the final check arrives. Our funding serves as a reliable Merchant Cash Advance solution that provides the working capital needed to keep your crew on-site.

Is this funding suitable for purchasing bulk materials for a new contract?

Absolutely. Securing materials upfront can often get you a discount. If you are looking for a more flexible way to borrow than a standard bank product, consider us as your primary Line of credit alternative.

What happens if a project gets delayed?

Since repayment is a percentage of your sales (or a flexible schedule based on revenue), it is less rigid than the fixed terms discussed in The truth about small business loans, allowing your business to breathe during weather or permit delays.

Do you fund specialized trade contractors like HVAC or electricians?

Yes, we fund a wide variety of trades. Our Manifesto outlines our commitment to supporting the industries that keep the country running.

How do I know if I am getting a fair rate for my construction business?

Transparency is key. We encourage all contractors to compare our terms by visiting 2M7 vs other merchant cash advance options to see how we prioritize your business health.

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